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What happens on your phone,
stays on your phone

We designed Totem Finance with a golden rule: your financial data is yours and no one else's. Discover the security barriers that protect your money.

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No Bank Connections

We don't ask for bank credentials nor do we connect to your bank through third parties. You have absolute control over what is recorded in the app, avoiding any risk of bank hacking.

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100% Local Storage

We do not have servers storing your transactions. Everything you track is saved in an encrypted database that lives solely in your phone's memory.

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Your own Google Drive

If you change phones, we don't want you to lose your data. That's why backups are made directly to your personal Google Drive account. We are not middlemen.

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Biometrics & Discreet Mode

Lock the app with your Fingerprint or FaceID so no one can open it if you lend your phone to a friend. Plus, use the "Privacy Mode" to blur your balances if you are in public.

Absolute Legal Transparency

Trust is earned through actions. Our app is free thanks to advertising, and we use tools to detect technical bugs. Read exactly how everything works in our legal document, with no fine print.